Let's kick off the conversation with a quote that has inspired you. So I’m not much of a quote person, but I think I read a concept in a book called “Rich Dad, Poor Dad” where one of the key concepts was that how you invest in a cash flow? And you know, how do you ensure... so the definition of being wealthy was that how much can you work without really working? So if you don't have a salary, how much can you work? So to me, I think that's a very interesting thought and very different from the traditional thought that we have while we work in a corporate job. So to me, I think that's one of my favorite thought processes and I guess therefore that's my favorite quote as well. I think I read that book twice. If you, to measure your wealth, if you stop working, how long can you live? Okay. Yeah, exactly, exactly. That's an awesome book. Anyway, if anyone's you know looking to start out the business or about the finances mainly. Yeah, so the introduction is okay. So tell us a little bit more take us through your personal story. So I well, when I was in college, I started my own company, a small software development unit and we were fairly successful. So I dropped out of college actually and the business didn’t work out too well either so then I had to join the regular job and I've been a technical guy and techie for pretty much throughout my life. I joined a company called Genpact about 13 years ago, as a IT guy and have done various roles mostly in project management, program management and technical architecture and then about 6-7 years ago, I got a chance to move into the business side. So I joined their health insurance bills practice as their practice lead for insurance, health insurance and I did that for about 5-6 years. So, you know have done broadly various roles on the business and the IT side and a year ago, I took the plunge into the startup world and have been doing that ever since, so that's my background. So you started a company while you were in college. Yeah, I did. That was how long ago, that was 15 years ago? Yeah, 15-16 years ago. What were you doing? So we were actually a custom development shop. So we used to build software on a la carte basis, but we build some software for a lot of the you know businesses which we so it was basically more like the small SME businesses which had a chain, the only issue was in India, it's very hard to know sometimes get money from these small shops. So you build a software and then it's very difficult to get your invoices paid. So the joke then was at you know, I was running a so-called business, but I couldn't get enough to even get my petrol bills back. So that was the story back then. But you were right in the middle of the dot-com boom. I was actually just before the dot-com boom. Luckily what happened was I joined a job and we were in the business of then making widgets for the dot-coms. So that was a very successful learning phase for me because I actually built quite a few dot-coms at that time being the IT provider for a lot of the big dot-coms. So that was a very good understanding of how you know, the startups work and then how a dot-com would work and what were the successes and what were the failures. That was a very good 3-4 years for me. Wow. Looking back, have you ever thought okay, maybe I should have stuck to it? I think I think the main thing is, you know, having you know timing it right. So at that point in time, though there were no, you know, there were no dependencies on me, but I think I would not have been financially... It would not have been financially, an appropriate time to stick it out. I think that is something important to get right as well. So sorry, what do you mean? Say that again. What I mean was that you know for me to start a dot-com at that time, I don't know if I would I would have the financial longevity to you know stick it out, you know, you need to have in a starter in a dot-com time. You needed to have enough cash for three-four years to you know, take care of the ups and downs in business, right? Okay.